When it comes to running an online business, one of the most important considerations is how to handle payments. A reliable and secure payment gateway facilitates transactions and keeps your customers’ information safe. In addition to traditional payment methods such as credit and debit cards, some providers also offer alternative payment options such as e-wallets, bank transfers, and mobile payments. However, with so many available options, knowing which provider is the best fit for your business can be challenging. Therefore, we’ve compiled a list of the ten best payment gateway providers for 2023.

Whether you’re a small business owner just starting or a large enterprise looking to upgrade your payment processing, this list is sure to have something that fits your needs. So, let’s begin.

How to Review Payment Gateway Providers?

Before knowing about the top 10 payment getaway provider, it’s essential to understand how you can review and choose the best payment getaway providers that suit your business needs. Here are some tips to help you evaluate potential providers and make an informed decision:

choose the best payment getaway
  1. Security: The provider should have robust security measures to protect customer information and prevent fraud. Look for features such as SSL encryption, fraud detection and prevention tools, and PCI compliance.
  2. Payment methods: The provider should support a wide range of payment methods, including credit and debit cards, e-wallets, bank transfers, and mobile payments, to meet the needs of your customers.
  3. Integration: The provider should easily integrate with your websites, online stores, and any other platforms you use, such as accounting software or customer relationship management tools.
  4. Fees: Compare the prices of different providers, including transaction fees, monthly fees, and setup fees. Look for providers that offer transparent and competitive pricing.
  5. Customer support: Look for providers that offer excellent customer support, including help with integration, troubleshooting, and resolving issues.
  6. Reputation: Look for a provider that has a good market reputation and has been in business for a while. Read reviews from other customers and check the provider’s ratings with the Better Business Bureau.

List of Best Payement Gateway Providers

1. Fondy

Fondy payment gateway (1)

Fondy offers a comprehensive payment solution for businesses of all sizes, with various flexible options, including payouts, splits, and subscription payments. With Fondy, you can streamline your payment process and benefit from a multi-currency IBAN account, allowing you to quickly store and transfer funds in one place.


  • Includes local payment mechanisms and supports more than 300 payment methods
  • Reach of 200 nations and territories
  • Accepts payments in 150 different currencies
  • One-click transaction processes
  • Permits cryptocurrency payments


Just make a small fixed payment for each transaction. Even better, the cost decreases as you process more.

2. PayPal

paypal gateway

PayPal is a company that provides an online payment service, allowing individuals and businesses to send and receive money for goods or services quickly.


  • Millions of online stores accept payments.
  • Pay with cryptocurrencies.
  • Send money to loved ones and use animation tools to make it more expressive.
  • Pay by scanning the merchant’s QR code.
  • Your clients can purchase anything they want and then pay for it in 4 payments using the “Pay in 4” function.
  • Advantageous for the sellers because it makes the selling procedure simpler.


As a buyer, you are not charged fees unless a currency conversion is required when using PayPal to make a payment.

3. Ecommpay


ECOMMPAY is a comprehensive fintech platform that enables global online payments and payouts. It features direct acquiring, a variety of local payment methods and currencies, a B2B bank, and additional services such as market entry consulting. The platform offers a customizable, in-house payment infrastructure tailored to your business needs.


  • Conversion growth methods are supported by studies on end-user payment patterns and are based on both historical and current data.
  • Integrated risk management system. One distinctive feature is that ECOMMPAY has a customized risk control management system with a 97% fraud detection and prevention rate.
  • You can uninterruptedly manage your business with ECOMMPAY’s 99.99% uptime for its payment infrastructure.
  • Use intelligent payment routing and cascading for improved acceptance rates and cheaper fees.
  • Solutions for business intelligence. The platform provides analytics and reporting tools to assist businesses in understanding their financial health, consumer payments, and business operations.
  • The specific business verticals that all-in-one payment systems are designed for include, but are not limited to, e-commerce, travel and hospitality, e-learning, transportation & mobility.
  • Payment and expansion advice to boost your company’s expansion.


It has an available free version



Authorize.Net, a Visa solution, aims to streamline the payment process by providing the ability to accept various forms of online payments, such as credit/debit cards and e-checks.


  • Accept payments through various channels, including online, retail stores, and e-commerce platforms
  • Utilize a card reader to process payments
  • Send transaction receipts to customers via email
  • Utilize an Advanced Fraud Detection Suite to identify, manage, and prevent fraudulent transactions
  • Automate recurring payment processes for both payouts and acceptances


  • Monthly Gateway: $25
  • Per transaction: 2.9% + 30¢

5. Stripe


Stripe is a widely used and reputable payment solution that offers businesses of all sizes powerful APIs, high uptime, and various other features.


  • Advanced fraud detection tools included
  • Create and send invoices easily
  • Support for 135+ currencies and various local payment methods
  • Data security and encryption to protect sensitive information
  • Financial reporting tools for analysis and tracking
  • Integration with 450+ platforms and 24/7 customer support availability.


  • Integrated: 2.9% + 30¢ per successful card charge.
  • Customized: Contact the sales team directly.

6. 2Checkout


2Checkout is a global monetization platform established in 2006. It simplifies the checkout process for buyers and increases sales by serving over 180 countries worldwide.


  • Ability to make or accept payments instantly worldwide
  • Recurring billing options available
  • Access to 45+ different payment methods
  • Compliance with global tax and regulatory laws.


  • 2SELL: 3.5% + $0.35 per successful sale
  • 2SUBSCRIBE: 4.5% + $0.45 per successful sale
  • 2MONETIZE: 6.0% + $0.60 per successful sale
  • Enterprise: Custom Pricing

7. Adyen 


Adyen is a global payments platform that enables merchants to accept payments from customers worldwide. Established in 2006, it operates from 24 locations worldwide and is a widely used payment gateway.


  • Flexibility to add any payment method at checkout
  • The tokenization feature allows for the recognition of customers using saved card numbers as tokens
  • Advanced fraud protection tools utilizing Artificial Intelligence
  • Opportunities to strengthen customer relationships through rewards and discounts for loyal customers
  • Recurring payment solutions are available.


Adyen has a detailed structured pricing plan; visit their website for more information.

8. Payline 


Payline offers personalized payment processing solutions, including a feature streamlining the checkout process to improve customer experience.


  • Tools for refunds, transaction receipts, and quick checkout, among other things.
  • Deliver invoices.
  • Simple online payment tool integration
  • With an iOS and Android smartphone credit card reader.
  • Various mobile applications for accepting payments, quickly computing taxes, etc.

9. Braintree


A subsidiary of PayPal, Braintree enables you to take payments worldwide using various well-liked payment options rapidly. By offering your consumers improved payment experiences, this organization, which has been around for more than 20 years, hopes to boost your sales.


  •  Enables you to use well-liked payment options.
  • Simplifies and streamlines the checkout process, requiring fewer clicks.
  • Protection from unauthorized transactions.
  • Encrypt your data with Braintree Vault.


  • Cards and digital wallets: $2.59% + $0.49 per transaction
  • Venmo: 3.50% + $0.49 per transaction
  • ACH Direct Debit: 0.75% per transaction

10. NMI


NMI is among the top-notch payment getaways provider, with more than two billion successful and secure transactions processed. The adaptability of NMI is one of our favorite qualities. There are numerous different shopping carts to pick from, as well as more than 200 payment processors. Your payment equipment is also completely under your control.


  • Dynamic reporting system
  • Management of transactions
  • Enables you to link several merchant accounts
  • Accept payments with QR codes
  • Specialized tokenization function


Unfortunately, NMI doesn’t make its prices available to the public. You are required to  complete the contact form to discuss pricing possibilities for your business. As a result, NMI can provide clients with personalized pricing based on their revenue, type of business, and other determining variables.

Final Words-

The payment gateway industry has seen a tremendous growth in recent years with various providers entering the market. However, choosing the right provider can be challenging.It’s important to keep in mind that the best payment gateway for your business may vary based on your specific needs and requirements. It’s always recommended to do your research and compare the different providers before making a decision.

Are you looking for a reliable and experienced partner to develop a custom payment platform for your business? Look no further! Scrum Digital is the premier choice for payment gateway development. Our team of experts have years of experience in the field and are dedicated to providing top-notch solutions that meet the unique needs of your business. Contact us today to learn more about how we can help you achieve your business goals!

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